Are you ready to buy a home? Let’s find out together.
As a trusted partner, CHFA has helped over 150,000 Coloradans and we are here for you. We offer online resources as well as educational courses to help you learn more about the homebuying process. Start planning for your tomorrow—and own it.
Choose your own adventure—visit stops along the homebuying journey and learn important details about the process. Follow the stops in order or select where you are in the homebuying process.
Included are direct links to homebuyer education classes, credit counselors; down payment programs; mortgage calculators; an auto-calculating budget template; interview questions to vet your lender and real estate agent; and explanations of earnest money, appraisals, and inspections, including estimated costs; and much more.
We believe informed homebuyers make successful homeowners and offer various class options so you can learn at the pace you like.
CHFA has partnered with CrossPurpose to offer free classes for Black and African American Coloradans interested in homeownership. Learn how homeownership can create generational wealth and how to build your homebuying team. Meet with experts and reps from homebuyer programs during a post-presentation meet-and-greet. Learn more about the Homebuyer Events.
CHFA sponsors in-depth homebuyer education classes statewide through a network of CHFA-approved homebuyer education providers. In-person and online classes are available. A class will typically take six to eight hours to complete and is required to qualify for a CHFA mortgage loan. Find a class or learn more about Homebuyer Education.
Community-focused Programs
In addition to CHFA's programs, CHFA supports the following programs promoting Black and African American homeownership.
This program provides up to $40,000 in down payment assistance to first-time Black and African American homebuyers to help build generational wealth. Learn more about the Dearfield Fund.
The Providing Access to Homeownership (PATH) Grant Program provides a $10,000 down payment to first-time Black and African American FirstBank mortgage borrowers. Along with FirstBank, CHFA provided the inaugural funds to launch the PATH Grant program and it can be paired with most CHFA loan programs. Learn more about PATH.
Doors helps potential homebuyers access a down payment assistance loan up to $50,000, with the option to access additional funding to increase the total downpayment amount up to $150,000. CHFA supported the Doors Program through CHFA’s corporate giving. Learn more about the Doors Program.
If you or an ancestor lived in a qualifying neighborhood, you may qualify for the metroDPA Social Equity program, which provides $15,000 or $25,000 (depending on income) for a home purchase. Learn more about the Social Equity Program.
The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.
Without CHFA, I wouldn’t have been able to buy my house, hands down. I come home and it’s my home. It’s very freeing. I’m very comfortable with my life and now I’m very stable. I have a sense of security and a sense that I am taking care of myself.
Molly, CHFA Homeownership customer, Denver
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